Bankera http://www.bankera.com
Digital technology has changed the face of finance. Most notably, perhaps, the birth of Blockchain has enabled us to digitalize money via cryptocurrencies such as Bitcoin. There have been many attempts to apply Blockchain technology to revolutionize other financial sectors. However, so far, most FinTech companies have been focusing only on a certain niche (e.g. remittances or lending) as they cannot take advantage of the economies of scale enjoyed by traditional banks. Traditional banks, despite having funds, are not as fast at adopting new technologies, being held up by legacy systems.
Bankera aims to revolutionize banking by taking advantage of what blockchain technology has to offer while still focusing on scale. This means that Bankera seeks to become a one-stop store for all financial services, in the same way traditional brick and mortar banks are now, while using technology to reduce the number of counterparties and thus lowering the cost of banking for the end consumer. The adoption of blockchain technology will also allow Bankera to offer new and unique solutions to its customers.
Services
EXCHANGE
Bankera's Exchange, will offer a trading solution on the next-generation level for cryptocurrencies and tokens. The exchange will support Bitcoin, Ethereum, DASH, NEM, and other cryptocurrencies, as well as ERC20 and NEM Mosaic tokens. The exchange will offer high liquidity, a transparent order book, and low fees. Furthermore, to provide utility for BNK (Bankera tokens), the trading of all pairs including BNK will be free, i.e., it will be more cost efficient to buy BNK with BTC and then sell BNK for ETH, rather than buying ETH with BTC directly.
WALLET
A Bankera wallet will be your gateway to access various blockchains. Hence, customers will be able to utilize a top-level inter-blockchain technology to facilitate off-chain and cross-chain transactions among different digital assets. The integrated exchange will allow you to easily convert assets from one to the other. Supported Peer-to-Peer payments will allow you to transfer funds to your friends at no cost. In addition to blockchain based payments, a Bankera wallet will provide access to a wide spectrum of traditional payment options for seamless deposits and withdrawals. The web and mobile (iOS, Android, Windows Phone) applications will allow you to access your assets from wherever you are.
DEBIT CARD
Bankera cards will allow you to spend funds held in a Bankera wallet everywhere traditional credit or debit cards are accepted. The direct integration of a Bankera wallet will give you full control of your card. Virtual and physical cards will be available, giving you the option to choose a card which best suits your needs. With only a few clicks, you will be able to easily monitor your debit card balance and transaction history online.
PAYMENT PROCESSING
Bankera's payment solutions will help your business accept payments by eliminating the need for technological know-how and financial risks. You can always be sure of the amount you will receive from your client in your selected currency. To make our cooperation even easier, Bankera will offer various integration options ranging from e-commerce plugins to APIs. Furthermore, for Bankera, payment processing is not only about acquiring payments but also about providing tools for payouts and various tailored solutions.
Currently, Bankera's services can be tried via its first product SpectroCoin.com - cryptocurrency exchange, wallet, prepaid card and payment processor.
