The concept of FinTech goes well beyond new companies and startups influencing the way payments work around the world. There are various other determining factors that will shape the way we pay in the future, and none of these trends should be ignored. Some of these trends will influence the payments industry throughout 2016, and FInTech companies are advised to keep an eye on these particular aspects.
http://fintechist.com/shaking-up-the-pa ... y-in-2016/