Flare Network which brings smart contracts function to xrp, why this is important... Ripple shows on their roadmap that they intend to work on smart contracting the derivative market, no on else is going that route, to put that in perspective the derivative market is $532 trillion. You obviously won't get there with bitcoin with a max mining of 21 million coins most of which are not circulating, that's not enough liquidity, you need a coin fully mined and with a large amount of coins for liquidity
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